Become a Homeowner
Pathway to Home Ownership
The first step is to thoroughly review the eligibility requirements and application for our home ownership program here. In order to qualify applicants must:
- Demonstrate a need for improved housing
- Meet income eligibility
- Demonstrate ability to pay
- Currently live in substandard housing
- Live or work in Garrett County for the past year
- Partner with us in a homeowner education program
- Perform 250 "sweat equity" hours per adult in the household
How Does It Work?
We Offer a Hand Up, Not a Hand Out.
Garrett County Habitat for Humanity, founded in 1983, has built over 8o homes. These homes are sold, not given, to approved homeowner applicants. Homeowners pay low monthly mortgage payments toward the full ownership of their homes with a 0% interest, 30-year loan. Moving into and owning a home improves the quality of life for residents and instills a sense of pride and responsibility which comes with home ownership.
TOUR A HABITAT HOME
Criteria Specifics
Download our brochure for the complete list of specific criteria for Homeowner Applicants.
Contact Us
If you have any questions or need help with the application process, contact us.